Welcome to Morris Holdings group LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully. If you do not agree with any part of these Terms, you may not use our services.
1. Acceptance of Terms
By accessing our website, submitting inquiries, or applying for financing products, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.
2. Services Overview
Morris Holdings group LLC is a direct lender providing business financing solutions, including but not limited to:
- Working Capital Loans
- Revenue-Based Financing
- Equipment Financing
All financing is subject to underwriting approval and creditworthiness evaluation. Terms, rates, and availability may vary based on your business profile and financial standing.
3. Eligibility
To apply for our services, you must:
- Be at least 18 years of age
- Be authorized to represent and bind the business entity applying for financing
- Provide accurate and complete information during the application process
- Operate a legitimate business in compliance with all applicable laws
4. Application Process
Submitting an inquiry or application does not guarantee approval or constitute a binding agreement. All applications are subject to review, underwriting, and approval at our sole discretion. We reserve the right to request additional documentation or information to evaluate your application.
5. Loan Terms and Agreements
If your application is approved, you will receive a term sheet outlining the specific terms of the financing, including:
- Loan amount or financing limit
- Interest rate or financing cost
- Repayment schedule and duration
- Fees and charges
- Collateral requirements (if applicable)
A formal loan agreement will be executed upon acceptance of the term sheet. You are responsible for reviewing all terms before signing. Financing terms are binding once the agreement is executed.
6. Repayment Obligations
You agree to repay all borrowed amounts according to the agreed-upon schedule. Failure to make timely payments may result in:
- Late fees and penalties
- Negative reporting to credit bureaus
- Collection actions, including legal proceedings
- Acceleration of the full outstanding balance
SMS Terms & Conditions
Consent to Receive Text Messages
By providing your mobile phone number and consenting to SMS communications, you agree to receive recurring marketing and promotional SMS/MMS messages from Morris Holdings group LLC sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message Frequency
Message frequency varies; you may receive up to 4 messages per month. The actual number of messages may be lower depending on promotions and updates.
Message and Data Rates
Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.
Opting Out
You can opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. You will receive a one-time confirmation message confirming your opt-out. After opting out, you will no longer receive SMS messages from us unless you re-subscribe.
Help and Support
For help or assistance with SMS messages, reply HELP to any message or contact us at contact@morris-holdings-group.com.
Not a Condition of Purchase
Consent to receive SMS/MMS marketing messages is NOT a condition of purchase or a requirement to receive financing services from Morris Holdings group LLC.
Carrier Liability
We are not liable for delayed or undelivered messages due to carrier issues, technical problems, or interruptions in service.
Privacy
Your mobile phone number and SMS opt-in information are governed by our Privacy Policy. We do not share your mobile information with third parties for their marketing purposes.
7. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Morris Holdings group LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
8. Prohibited Uses
You agree not to use our website or services to:
- Violate any applicable laws or regulations
- Transmit false, misleading, or fraudulent information
- Impersonate any person or entity
- Interfere with or disrupt the website's functionality
- Attempt to gain unauthorized access to our systems or data
9. Limitation of Liability
To the fullest extent permitted by law, Morris Holdings group LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.
10. Indemnification
You agree to indemnify, defend, and hold harmless Morris Holdings group LLC from any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of your use of our services, violation of these Terms, or infringement of any third-party rights.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in Webster, New York, except where prohibited by law.
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website with a revised "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated Terms.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy and any formal loan agreements, constitute the entire agreement between you and Morris Holdings group LLC regarding the use of our services.
15. Contact Information
If you have questions about these Terms, please contact us:
Morris Holdings group LLC
6 Crabtree Cir
Webster, NY 14580
Email: contact@morris-holdings-group.com